Funded by your employer, the Swibeco Lunch Card is exempt from tax and social security contributions up to CHF 180 per month, i.e. CHF 2,160 per year.
If an equivalent amount were paid as part of your salary, you would only pick up CHF 107 per month (1) or CHF 1,285 per year ! So it’s advantageous!
This information is important for your annual tax return!
If you deduct additional expenditure costs for meals—approved at direct federal tax level (home too far, break too short, all-day schedules)—and receive meal vouchers via the Swibeco Lunch Card, only a half-deduction is authorised.
(1) On the assumption that 15% of social security contributions are paid by the employee. An average of 30% income tax (federal + canton + town)